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Latest Posts in Repayment Plans

Borrowers evaluate options for IBR, ICR, PAYE or waiting.

Should I Switch Out of the SAVE Forbearance?

As the SAVE forbearance is likely ending, borrowers face tough decisions. Learn about potential repayment strategies, including IBR, ICR, and PAYE, and what might work best for you.

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Learn how all federal borrowers can benefit from the SAVE lawsuit

SAVE Plan Litigation: Why Higher-Income Borrowers Are The Big Winners

SAVE’s litigation may drag on, but it’s creating a savings window for savvy borrowers. Learn how to make this interest pause work for you.

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The SAVE Litigation Forbearance may last years

Why the SAVE Lawsuit Could Drag on for Years and Reach the Supreme Court

A trip to the Supreme Court could mean that the SAVE litigation lasts for several years before getting resolved.

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Borrowers consider options for SAVE litigation Forbearance

Extra Payments During SAVE Litigation Forbearance Are a Mistake

Extra payments during the SAVE forbearance don’t count toward forgiveness and could ultimately be a costly mistake for borrowers.

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Court case could impact monthly payments and loan forgiveness

SAVE Lawsuits: Current Status, Next Steps, and Tips for Borrowers Navigating the Chaos

Uncover the details of the SAVE litigation, from court rulings to potential scenarios, and get essential advice for managing your student loans.

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Borrowers struggle to navigate IDR repayment due to lawsuits and uncertain regulations

The Future of PAYE, IBR, REPAYE, and ICR: Navigating Uncertainty and Understanding Your Options

Ongoing legal challenges and SAVE regulations are complicating the future of IDR plans, leaving borrowers uncertain about the best way to manage their student loans.

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Government can avoid lawsuits by bringing REPAYE back.

The Department of Education Needs to Bring Back REPAYE ASAP

Reinstating REPAYE could support borrowers affected by the SAVE litigation and address potential legal violations by the Department of Education.

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Borrowers get a break from payments and interest charges

3 Million Student Loan Borrowers Receive Another Payment and Interest Pause – Here’s How to Sign Up

Learn how to qualify for the new payment and interest pause amidst ongoing SAVE lawsuits.

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borrowers weigh options on how to utilize the SAVE subsidy

SAVE Repayment Strategy: Extra Payments are a Mistake if you get the Interest Subsidy

The SAVE Interest Subsidy is a great resource for borrowers, but if you make payments larger than the minimum, you reduce or eliminate the benefit.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements