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Latest Posts in Repayment Plans

borrower calculates interest help from SAVE subsidy

SAVE Subsidy Calculator

Enrolling in the new SAVE plan can mean extra help from the government on your student loan interest.

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How Does the SAVE Interest Subsidy Work?

The SAVE interest subsidy makes it the best repayment plan for borrowers struggling to keep up with their federal student loans.

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question mark dollars

Can I pay more than the minimum on my IBR, PAYE or SAVE payment plan?

In some cases it is smart to make extra student loan payments. Other times, paying more than the minimum is a waste of money.

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calculator used to determine monthly payments on new SAVE IDR plan

SAVE Calculator: Estimate Payments on Biden’s New IDR Plan

The new SAVE plan will offer the lowest monthly payment for the vast majority of borrowers.

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Student Loan Discretionary Income Calculator 

If you are thinking about IBR, PAYE, REPAYE, or the new SAVE plan, learning how to calculate discretionary income can help save money on student loan payments.

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picking standard repayment plan over SAVE is expensive

This Frequent Mistake by Recent Graduates Just Got More Expensive

Too many graduates regret their initial repayment choices. Learn how opting for SAVE could make all the difference.

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Student Loan Borrower considers repayment plan options.

SAVE vs PAYE and IBR: Payment Caps, Partial Financial Hardships and More

For high-earners, monthly payments on SAVE might eventually grow larger than PAYE and IBR. Does this make SAVE a risk?

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Learn the requirements to benefit from the SAVE Subsidy

The Government is Paying Student Loan Interest for Millions of Borrowers: Learn How to Qualify

A small change to the IDR payment options has created an opportunity for borrowers to get student loan interest relief.

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borrower looks to the future of Income-driven repayment and sees SAVE

How SAVE Changed Income-Driven Repayment: Goodbye to REPAYE, PAYE, IBR, and ICR

The newly announced SAVE plan will eliminate or change most of the income-driven repayment plans currently available.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements