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Latest Posts in Repayment Plans

Woman outlook on what is coming for SAVE repayment plan

Will SAVE Survive Long-Term After Nearly Getting Defeated in the Senate?

Borrowers on SAVE will soon have political and legal protections that should keep the repayment plan available for many years to come.

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borrowers choice refinance loan options pick 20-year fixed

The Best Student Loan Refinance Length is a 20-Year Fixed-Rate Loan

When picking a student loan refinance solution, it is essential to think about your other financial goals. Opting for a flexible choice is often the safest bet.

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student loan borrower does mortgage math to find best repayment plan

The Best Student Loan Repayment Plan for Getting a Mortgage and Buying a House

The best federal student loan repayment plan for mortgage applications is usually — but not always — the one with the lowest monthly payment.

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borrowers decide between SAVE and PAYE repayment plans

Lower Payments on SAVE vs Faster Forgiveness on PAYE or IBR

For graduate borrowers, SAVE isn’t always the best student loan repayment plan. Some people might be better off with quicker forgiveness on PAYE or IBR.

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federal student loan repayment plans and eligiblity

Federal Student Loan Repayment Plan Options and Strategy

There are many different federal repayment plans and each option comes with unique advantages and disadvantages.

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accountant does the math on whether refinancing student loans makes sense with SAVE

How the SAVE Plan Changes the Student Loan Refinance Analysis

The newest federal repayment plan makes refinancing a bit more risky for borrowers.

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student loan borrower selects option for automatic income certification

Automatic Income Certification for IDR Plans Like SAVE

Automated yearly income certification will save IDR borrowers money and prevent mistakes with deadlines and timing issues.

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Some borrowers may need to chart a new path for student loan repayment

Important Student Loan Rule Changes to Understand

Sticking to old assumuptions and strategies could mean that borrowers miss out on new opportunities to save money on federal student debt.

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computer sign up for the SAVE federal student loan repayment plan

How to Sign Up for SAVE: Mistakes to Avoid When Switching Repayment Plans

The new SAVE plan offers considerable savings for IBR, PAYE, and REPAYE borrowers, but care is necessary when enrolling.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements