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Latest Posts in Tips

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Things to Know Before Borrowing Private Student Loans

Private student loans might seem essential to pay for school, but borrowers should understand the risks before signing up.

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Correcting Errors: Fixing Student Loan Lender and Servicer Mistakes

Servicer mistakes are sometimes a part of life with student loans. Most errors can be easily resolved with minimal effort.

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How $10 a month can make a huge difference in your student loans

$10 per month may not sound like a lot of money, but if you can pay $10 extra per month, it can make a huge difference on your student loans.

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Do I have to go “All In” on student loan refinancing?

Borrowers don’t have to combine all of their student loans when they refinance. In some cases, keeping a couple loans separate is a really smart idea.

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This Student Loan “Hack” is a Terrible Way to Improve Your Credit Score

Delaying student loan repayment in order to build up your credit score is really expensive and not very helpful.

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Sheltering Income for lower Student Loan Payments

It is possible for student loan borrowers to have income excluded from their income-driven repayment plan calculations.

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Getting the most from your minimum payment

Some minimum payments are better than others. Careful borrowers can maximize the value of each minimum payment.

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Should I Consolidate My Federal Loans Into A Private Loan?

Private consolidation of federal loans has major risks and major rewards. With no way to undo the decision, borrowers need to be certain they’re not making a mistake.

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Should I Borrow Extra Student Loans to Maximize Forgiveness?

If student loan forgiveness is your plan to pay off your student loans, borrowing extra might seem harmless. However, there are a few major risks.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements