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Latest Posts in Tips

tips for lower student loan interest rates

13 Ways to Get a Lower Interest Rate on Your Student Loans

Whether you are struggling or cruising to debt elimination, there are options to get a lower interest rate.

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Student Loan Forgiveness Scams vs. Legit Programs – How to Tell the Difference

Separating scammers from legitimate student loan companies might seem difficult, but careful borrowers can usually detect even the best scammers.

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4 Ways to Save for Retirement AND Eliminate Student Loan Debt

Some advanced student loan repayment strategies allow borrowers to eliminate student debt and contribute to retirement accounts like a 401(k) or IRA.

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The Hidden Costs of Paying Off Student Loans Early

Student loan prepayment comes with many advantages, but there are a few downsides that borrowers should understand.

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The Biggest Parent PLUS Loan Mistake…

If you manage your Parent PLUS loans wrong, it could result in permanent double payments for all of your federal student loans.

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Common Student Loan Servicer Mistakes: Frequent Errors Complicate Restart

Borrowers reports of serivcer mistakes show that the repayment restart isn’t going as planned.

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Accelerated Forgiveness: Making Extra Payments for Quicker Forgiveness

Options to speed up student loan forgiveness by paying extra are limited.

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Selecting Your First Student Loan Repayment Plan: Tips and Strategy

Choosing the right federal repayment plan might seem overwhelming, but finding the best option usually isn’t very difficult.

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Student Loan Tips for August 2023

Planning for the federal student loan repayment restart is the most pressing issue for most borrowers.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements