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Latest Posts in REPAYE

computer sign up for the SAVE federal student loan repayment plan

How to Sign Up for SAVE: Mistakes to Avoid When Switching Repayment Plans

The new SAVE plan offers considerable savings for IBR, PAYE, and REPAYE borrowers, but care is necessary when enrolling.

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calculator shows $0 per month federal idr calculation

Paying $0 Per Month On Your Federal Student Loans with IDR Plans Like SAVE

A zero-dollar monthly payment may seem like a scam, but it is a legitimate option for some federal student loan borrowers.

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Man stands before many doors representing his federal student loan repayment plan options

Selecting Your First Student Loan Repayment Plan: Tips and Strategy

Choosing the right federal repayment plan might seem overwhelming, but finding the best option usually isn’t very difficult.

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Magnifying glass looking at proposed student loan legislation from Congressional Republicans

Breaking Down the GOP’s New Student Loan Legislation: What It Means for Borrowers

Republicans in Congress proposed five new pieces of legislation to overhaul student loan policy in the US.

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Should I Wait for Biden’s New 5% IDR Plan?

In most cases, waiting for the newest IDR repayment plan to be available is a mistake. Delays offer few advantages and come with significant disadvantages.

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All Repayment Plans Eligible for PSLF, Plus Tips and Strategy

Between temporary programs and alternative calculations, it isn’t easy to identify all of the repayment plans eligible for PSLF.

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The Downside to Income-Driven Repayment Plans Like IBR, PAYE and REPAYE

IDR plans have a ton of borrower-friendly features, including student loan forgiveness. However, they have some flaws that all borrowers should understand.

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7 Reasons IDR Payment Calculations Are Unfair

Income-driven repayment is supposed to keep monthly payments affordable for all borrowers, but IDR plans help some borrowers more than others.

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Should I Pay Extra on My Income-Driven Repayment (IDR) Plan?

Paying extra on IDR plans like IBR, PAYE and REPAYE is a risky choice for many student loan borrowers, especially those chasing student loan forgiveness.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements