Student Loans and Mortgages: The Impacts and Strategies for Homebuyers
Student debt can make it difficult to buy a house, but careful mortgage planning can make a home loan possible for student loan borrowers.
Latest Posts in debt-to-income ratio
How Cosigned Loans Can Wreck Your DTI and Credit Score
Cosigned loans present major problems even if the borrower never misses a payment.
Debt-to-Income Ratios Needed for Student Loan Refinancing
Other than credit score, Debt-to-Income ratio is probably the most important number in any student loan refinance application.
Hidden Fees and Costs of Student Loan Refinancing
Student loan refinancing is normally a free process. However, there are a few expenses that borrowers should try to avoid.
Student Loans and Your Debt-To-Income Ratio
Debt-to-income ratios have a huge impact on any credit decision. Student loan borrowers have opportunities to manipulate the numbers to improve future applications.
Credit Card Debt and Student Loan Refinance Applications
Small tweaks to your credit card habits can make a huge difference when you apply to refinance your student loans.