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Latest Posts in IDR

The SAVE Litigation Forbearance may last years

Why the SAVE Lawsuit Could Drag on for Years and Reach the Supreme Court

A trip to the Supreme Court could mean that the SAVE litigation lasts for several years before getting resolved.

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Borrowers consider options for SAVE litigation Forbearance

Extra Payments During SAVE Litigation Forbearance Are a Mistake

Extra payments during the SAVE forbearance don’t count toward forgiveness and could ultimately be a costly mistake for borrowers.

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Borrowers struggle to navigate IDR repayment due to lawsuits and uncertain regulations

The Future of PAYE, IBR, REPAYE, and ICR: Navigating Uncertainty and Understanding Your Options

Ongoing legal challenges and SAVE regulations are complicating the future of IDR plans, leaving borrowers uncertain about the best way to manage their student loans.

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question mark dollars

Can I pay more than the minimum on my IBR, PAYE or SAVE payment plan?

In some cases it is smart to make extra student loan payments. Other times, paying more than the minimum is a waste of money.

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calculator used to determine monthly payments on new SAVE IDR plan

SAVE Calculator: Estimate Payments on Biden’s New IDR Plan

The new SAVE plan will offer the lowest monthly payment for the vast majority of borrowers.

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Borrowers now have until June 30 2024 to take advantage of one-time account adjustment

Biden Administration Extends Student Loan Consolidation Deadline

The terms of the one-time account adjustment deadline are a bit complicated, but consolidation right now is a big opportunity for many federal student loan borrowers.

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Student Loan Borrower considers repayment plan options.

SAVE vs PAYE and IBR: Payment Caps, Partial Financial Hardships and More

For high-earners, monthly payments on SAVE might eventually grow larger than PAYE and IBR. Does this make SAVE a risk?

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TIme passes as student waits for SAVE forgiveness 10-years

Early Forgiveness Under SAVE: Understanding Loan Size Limits and Other Fine Print

Early SAVE forgiveness sounds simple, but there are complications for borrowers with larger balances, FFEL Loans and Parent PLUS Loans.

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december 31 deadline for FFEL borrowers to consolidate

The Department of Education Needs to Extend the One-Time Payment Count Adjustment Deadline

In a few weeks, a little known deadline will pass and many borrowers will miss out on a great opportunity for quicker student loan forgiveness.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements