Expanded Income-Contingent Repayment is Off to a Bad Start
EICR has potential to lower monthly payments for borrowers, but early drafts leave plenty of room for improvement.
Income-Driven Repayment Plans and the Federal Student Loan Restart
With the Covid-19 relief coming to an end, Borrowers on ICR, IBR, PAYE and REPAYE have plenty of options.
IBR, PAYE, and SAVE Strategy in Community Property States
Monthly payment calculations on income-driven repayment plans get especially complicated for borrowers living in community property states.
The Student Loan Forgiveness Risks from Refinancing
Refinancing student loans is a great way to lower interest rates and monthly payments. Unfortunately, this move may negatively impact student loan forgiveness options.
Four Fixes for Biden’s Expanded Public Service Loan Forgiveness
The limited waiver is a huge break for PSLF borrowers with repayment plan and loan eligibility issues. Unfortunately, this fix overlooked a few major issues.
Navient’s Strange History and Student Loan Exit is a Warning to Borrowers
Three different names in less than a decade, and the only constant has been poor customer service.
Should I Pay Extra on My Income-Driven Repayment (IDR) Plan?
Paying extra on IDR plans like IBR, PAYE and REPAYE is a risky choice for many student loan borrowers, especially those chasing student loan forgiveness.
Four Ways Extra Student Loan Payments are a Mistake
Extra payments are a great way to eliminate student debt. However, there are times when paying extra is a mistake.
What is “Efficient” Student Loan Repayment?
The idea behind efficient student loan repayment is to spend as little money as possible when you pay off your student debt.