7 Reasons IDR Payment Calculations Are Unfair
Income-driven repayment is supposed to keep monthly payments affordable for all borrowers, but IDR plans help some borrowers more than others.
How to Exclude a High-Income Year from Income Driven Repayment Calculations
A jump in income can make monthly payments unaffordable. However, it is possible to skip a high earning year from IDR calculations.
How to Take Advantage of the Temporary Changes to Federal Student Loan Forgiveness
Two recent programs announced by the Department of Education make the path to student loan forgiveness significantly less complicated.
How to Change a Variable-Rate Student Loan into a Fixed-Rate Loan
Locking in a fixed-rate student loan means no more interest rate increases or monthly payment changes.
Student Loan Forgiveness is Probably Happening: What to do Right Now
Now is the time to tweak your federal loans to make sure you maximize any upcoming student loan forgiveness.
I’ve Paid More than I Originally Borrowed: Why Do I Still Have a Balance?
Lenders often charge borrowers far more than what they originally borrowed because of interest and fees, but sometimes extra costs are avoidable.
How to Repay Student Loans if you Live Paycheck to Paycheck
If money is tight, there are several student loan strategies that can be used to make student debt more manageable.
Fighting Inflation: How to Stop Student Loan Interest Rate Increases
Inflation often means higher student loan payments for borrowers. However, interest rates increases are avoidable.
How to Consolidate or Refinance Aidvantage Student Loans
Consolidating and refinancing are both options to streamline repayment and quickly eliminate Aidvantage student loans, but it is critical to make the right selection.