Multiple Student Loan Refinance: the Costs, the Lenders and How to Avoid a Mistake
Refinancing student loans for a second or third time opens new doors for borrowers, but multiple refinance also has limitations.
The Consequences of Student Loan Refinancing and Consolidation on Credit Reports
Consolidation and refinancing can have temporary and long-lasting impacts on your credit report.
Is it a Mistake to Refinance Student Loans During the Coronavirus Pandemic?
Federal student loans should not be refinanced right now, but private loans are a very different situation.
The One Time it Makes Sense to Have a Cosigner for a Refinance Loan
Cosigning student loans is usually a bad idea, even on refinance loans. However, if you are already a cosigner on a student loan, it makes sense to also cosign on the refinance loan.
Is it Possible to “Undo” a Student Loan Consolidation or Refinance?
Fixing a mistake on a student loan refinance or consolidation is easy if you catch it early. If you are late, you have to get creative to undo the process.
Debt-to-Income Ratios Needed for Student Loan Refinancing
Other than credit score, Debt-to-Income ratio is probably the most important number in any student loan refinance application.
Should I Refinance or Wait for Public Service Loan Forgiveness (PSLF)?
Tax-free student loan forgiveness sounds like a great deal, but there are times quickly paying off your student debt is the best approach.
Do I have to go “All In” on student loan refinancing?
Borrowers don’t have to combine all of their student loans when they refinance. In some cases, keeping a couple loans separate is a really smart idea.
Should I Consolidate My Federal Loans Into A Private Loan?
Private consolidation of federal loans has major risks and major rewards. With no way to undo the decision, borrowers need to be certain they’re not making a mistake.