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Latest Posts in opinion

dad money

Do Parents Have a Responsibility to Help Their Child Pay for College?

Parents don’t have a legal responsibility to pay for college, but there are financial and non-financial ways in which they should help their children.

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a look at a house and a dream

How Student Loans are Dragging Down the Housing Market and Hurting Everyone

When student loan borrowers can’t participate in the housing market, it hurts all homeowners.

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plan B on student loan forgiveness for all

Eight Alternatives to Student Loan Forgiveness for All

Student loan forgiveness for all and debt cancelation are controversial solutions to a major problem. Other options might not be as helpful, but could be easier to make a reality.

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myth exposed

Putting an End to the Good Debt Fairy Tale

Many finance “experts” call student loans a form of “good” debt. This line of thinking is both outdated and dangerous.

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wiping out all student debt

Could the Government Forgive All Student Loans?

Canceling all federal student loans might be surprisingly affordable for Uncle Sam.

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are income share agreements a mistake or a bad idea

Income Share Agreements Scare This Student Loan Expert

Income share agreements have the potential to help many students. However, there is also potential for abuse.

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avoiding too much student debt

Picking the “Cheap” College Over More Expensive Options

Skipping an expensive school to attend a more affordable college might be the smartest decision for many students.

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student loan argument

Student Loan Advocates and Borrowers have a Message Problem

Convincing more Americans to take action on the US student loan crisis will require a different strategy to community the problem.

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magnifying glass looking at the parts representing an income share agreement

Income-Share Agreements Pros and Cons

Income-share agreements are growing in popularity as a student loan alternative. ISAs have some big advantages, but there are major risks to consider as well.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements