Are AES Loans Federal or Private?
American Education Services (AES) handles both private and federal student loans. Fortunately, it is fairly simple to identify which loans are federal.
How to Find the Database with Complete Federal Student Loan Records
The Department of Education keeps student loan records that track balances, loan types, repayment plans, and servicer information.
The Complete Guide to Federal Direct Student Loan Consolidation
Federal direct consolidation is an essential move for some student loan borrowers and a huge mistake for others.
Early Forgiveness Under SAVE: Understanding Loan Size Limits and Other Fine Print
Early SAVE forgiveness sounds simple, but there are complications for borrowers with larger balances, FFEL Loans and Parent PLUS Loans.
How 401(k) and 457 Retirement Plan Contributions Lower Student Loan Payments
Putting money in a retirement account can mean lower student loan payments and more student loan forgiveness.
The Government is Paying Student Loan Interest for Millions of Borrowers: Learn How to Qualify
A small change to the IDR payment options has created an opportunity for borrowers to get student loan interest relief.
Why Did My Federal Student Loan Balance Drop to Zero?
If your federal student loan balance suddenly drops to zero, there are several logical reasons that might explain what happened.
Why 40% of Federal Borrowers Missed Their October Payments
8.8 million federal borrowers haven’t paid their October bill, and affordable payments may not be the biggest issue.
The Department of Education Needs to Extend the One-Time Payment Count Adjustment Deadline
In a few weeks, a little known deadline will pass and many borrowers will miss out on a great opportunity for quicker student loan forgiveness.