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Latest Posts in Planning for College

Paying for College: Empty Savings or Use Student Loans?

Holding on to some of the cash you set aside for college could be a really smart move.

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finding the right student loan option

Picking the Best Student Loan

Between federal loans and private loans, there are dozens of student loan choices available. Finding the best option requires a bit of research.

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HELOC vs Parent PLUS Loans: What is the best way to pay for college?

Many families decide to pay for college using a HELOC or a Parent PLUS Loan. Both options come with significant pros and cons.

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The Student Loan Life Cycle

Before getting a student loan it is important to understand how the student debt life cycle will impact you long after graduation.

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529 Plan Basics: An Easy to Understand Guide to College Planning

Paying for your child’s education can be a daunting task. Fortunately, a 529 plan is a useful tool to help meet your needs.

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Higher Education Debate: Why College is a Privilege and Not a Right

Some Americans argue that college should be paid for by students instead of taxpayers. They say college is a privilege, not a right.

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Is There a Risk to NOT Borrowing Student Loans?

Not all student loans are created equal. In some cases, a good student loan is better than an expensive retirement account withdrawal.

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Why Should I Shop Around For Private Student Loans?

Shopping around for private student loans is the only way to make sure you are getting the lowest interest rate. It is also very easy to do.

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How to Find a Student Loan Cosigner

Cosigning is a major risk, which makes it hard to find the right person with a great credit score and steady income.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements