Comments on: Citizens Bank Student Loan Refinance Review

By: Colin Shawhan

Colin Shawhan — Tue, 02 Jan 2018 14:02:00 +0000

Don’t sweat credit ratings if you are making a decision as important, and possibly beneficial as this. In my case I own a home, am happy with my car and have all the credit I need. Credit ratings will recover fast when you make monthly payments on time. If refinancing does affect your ability to access a mortgage or car loan, well? Perhaps the credit agencies are right to raise an eyebrow.

By: Colin Shawhan

Colin Shawhan — Tue, 02 Jan 2018 13:58:00 +0000

In reply to FightOurFuture. On any web page you can press Ctrl + A and it will auto-select all text. Everything. This will put the type in white-on-blue contrast which is very easy to read or you can follow up with Ctrl + C and the paste into Word (or any text editor) and set the contrast to any size, font or color you like. That's a bit of a stretch, but it's a nice computer trick to know, regardless.

By: The Student Loan Sherpa

The Student Loan Sherpa — Tue, 09 Aug 2016 01:15:00 +0000

In reply to JK. Thanks for the insight JK. Congrats on the savings!

By: JK

JK — Sat, 06 Aug 2016 03:59:00 +0000

Just refinanced my private student loans. I was approved by both SoFi and Citizens Bank (here in MA), and the Citizens rate was better by 0.25%. Both lenders made the process easy online, and I have nothing bad to say about either. Both had great rates compared to my student loans, but Citizens came through with a slightly better rate in the end. As noted by the Sherpa, be sure to apply to whichever lenders you choose at the same time so as to minimize the negative impact of the hard credit pulls.

By: DH

DH — Fri, 21 Aug 2015 12:46:00 +0000

Thank you so much for your research and compiling it here! I came across your site while researching what I could do about my wife’s loans. I don’t think I would have ever come across these lenders. Citizen’s bank ultimately came through for us. I’m so grateful to have 6.3% fixed instead of her multiple private loans that were 10-15% >_<

Anyway, thanks for your time and efforts on this site!

By: FightOurFuture

FightOurFuture — Tue, 03 Mar 2015 15:30:00 +0000

your font is impossible to read. why is it light gray? which design wonk came up with this?