Comments on: What Happens to Undergraduate Student Loans during Grad School? https://studentloansherpa.com/undergrad-loans-grad-school/ Expert Guidance From Personal Experience Thu, 22 Jul 2021 14:48:00 +0000 hourly 1 https://wordpress.org/?v=6.7.1 By: Georgie https://studentloansherpa.com/undergrad-loans-grad-school/comment-page-1/#comment-1670 Thu, 23 Jul 2020 14:32:31 +0000 https://studentloansherpa.com/?p=9234#comment-1670 In reply to The Student Loan Sherpa.

Happy to share!

]]> By: The Student Loan Sherpa https://studentloansherpa.com/undergrad-loans-grad-school/comment-page-1/#comment-1669 Thu, 23 Jul 2020 13:32:07 +0000 https://studentloansherpa.com/?p=9234#comment-1669 In reply to Georgie.

Georgie,

Thanks for sharing your experience as a graduate advisor. These two nuggets of information are incredibly helpful. I will add them to the article.

]]> By: Georgie https://studentloansherpa.com/undergrad-loans-grad-school/comment-page-1/#comment-1668 Thu, 23 Jul 2020 10:31:51 +0000 https://studentloansherpa.com/?p=9234#comment-1668 Graduate students must be enrolled at least half-time in a degree seeking program to keep loans in deferment. You can’t be taking classes as a non-degree seeking student. As a graduate advisor I saw students sign up for a full load as NDS and not find out until after the end of add/drop that they were ineligible for new loans and deferment of existing loans.

Additionally, PhD students who’ve advanced to candidacy can request that their departments file a full-time equivalency form with the department of financial aid at their school. Such students can’t take out new loans but are considered full-time at 1 credit hour for the purpose of deferring federal loans.

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