Jill,

You make an EXCELLENT point. Based on the dates you submitted your information, you should be in the clear as the limited waiver also waived the currently employed requirement, and a 10/22 submission beats the limited wavier deadline.

For borrowers going forward, they must be currently employed by a PSLF employer at the time of forgiveness. To be safe, I’m going to spend this afternoon double-checking the site to make sure that things are clear as it pertains to the current employment rule for both the limited waiver and for borrowers moving forward.

Thank you for taking the time to comment!

This message is posted on MOHELA’s website. If this is true I won’t be approved. As I left public service in 8/2022 and applied in 10/22.

KEEP IN MIND

To receive forgiveness, you must remain employed with a qualifying employer at the time you submit your Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application AND receive forgiveness for your loans.
Moving forward, all PSLF forms will be reviewed for eligibility under the PSLF and TEPSLF programs.

That is a great question. I’ve heard times all over the place. Your best bet is probably to call MOHELA to make sure the process has been started and they can give you the best timeframe estimate.

You don’t have to be currently employed with an employer to certify the employment. It’s the best practice because it is easier to certify things while you work there, but you could technically send in a certification years after you exited the job.