Comments on: Why Your Employer is “Likely Ineligible” for PSLF

By: Michael P. Lux, Esq.

Michael P. Lux, Esq. — Mon, 18 Sep 2023 13:44:31 +0000

In reply to J. The best thing you can do is to complete an employer certification form.

By: J

Sun, 17 Sep 2023 13:47:58 +0000

How to determine if your employer is a 501(c)(3) charitable organizations. I went to the website below and they are not listed. Is there any other way to know?

Veteran’s evaluation services (VES)

https://apps.irs.gov/app/eos/

By: Michael P. Lux, Esq.

Michael P. Lux, Esq. — Tue, 08 Aug 2023 00:01:56 +0000

In reply to Christopher Cancel. If your employer is not eligible for PSLF, then the payments will not count toward the required 120. For a payment to count, it must have happened while you were employed by an eligible employer. If you can't qualify for PSLF, you might also want to look into IDR forgiveness. It takes longer, but there isn't an employer requirement.

By: Christopher Cancel

Christopher Cancel — Mon, 07 Aug 2023 21:17:00 +0000

What if my employer doesn’t qualify but I complete the 120 payments, do I qualify for PSLF?

By: Michael P. Lux, Esq.

Michael P. Lux, Esq. — Mon, 03 Oct 2022 14:31:30 +0000

In reply to Sam. Processing times are all over the place with everything going on. I'd remind you that the help tool is only to give you an idea of eligibility. It is not the final say. If you think you might be eligible for PSLF, submit an application and find out for certain.

By: Sam

Sam — Sun, 02 Oct 2022 04:01:05 +0000

What about “Undetermined” after previously being “Likely ineligible?” Dies that mean someone is actively reviewing to determine eligibility? How long does this usually take?