Comments on: Missing IBR or PAYE Certification is REALLY Expensive https://studentloansherpa.com/missing-ibr-paye-certification-expensive/ Expert Guidance From Personal Experience Fri, 19 May 2023 13:27:34 +0000 hourly 1 https://wordpress.org/?v=6.7.1 By: Michael P. Lux, Esq. https://studentloansherpa.com/missing-ibr-paye-certification-expensive/comment-page-1/#comment-6651 Mon, 17 Jan 2022 03:52:25 +0000 https://store.eptu0ncx-liquidwebsites.com/?p=3175#comment-6651 In reply to lisa bolton.

At this point I don’t think there is anything you can do about past interest capitalization.

That said, if you are already half way to the 120 payments for PSLF it probably doesn’t matter. Once you hit 120, your entire balance is forgiven and there isn’t any tax on the forgiveness.

]]> By: lisa bolton https://studentloansherpa.com/missing-ibr-paye-certification-expensive/comment-page-1/#comment-6650 Mon, 17 Jan 2022 03:43:17 +0000 https://store.eptu0ncx-liquidwebsites.com/?p=3175#comment-6650 lets say i already made this mistake and 60k loan has 186k balance — half way through PSLF 120-and-done process

any recourse?

i feel like an idiot

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