I love this question!

Generally speaking, talking to the AG in your state can help. It depends on the state, as some AGs are more aggressive about helping borrowers than others, but in many cases it can help and it is worth the effort. Like the letter to Congress, if you are looking to correct an error specific to your account, reaching out to a state official could work.

In the case of the SAVE program and that litigation, I would say that it really depends on the state you are in. If you are in New York or California, reaching out to your state AG won’t help. They can’t really offer any assistance. If you are in one of the states that is suing to block SAVE, you should tell your elected representative that they are actively making your life more difficult. It may not make a difference, but if politicans learn that there is a political cost to making life difficult for borrowers, they might think twice before doing it.